Annual Insurance
If you travel many times a year (particularly internationally), it may be more economical to purchase annual insurance instead of individual policies for each trip. Annual insurance may also be a good idea if you regularly travel to developing countries, even if it's only a few times a year.
Most annual policies provide medical evacuation coverage, benefits in the event of loss of life or limb, as well as minimums for lost luggage and treatment costs for illness or injury. These policies typically do not include trip cancellation coverage, but in some cases you may add this for an additional fee.
Insurance Companies
Here are a few established travel insurance companies to consider. Please read all terms and conditions carefully to be sure the policy provides the types of coverage you're looking for and is valid in the countries you'll be visiting.
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