The local currency is the Fijian dollar, and you should carry plenty of small bills, as taxis and other businesses rarely have change. You'll need the change to cover the whopping 12.5 percent value added tax (VAT) on all tourism transactions. All-inclusive resorts, including "budget resorts," offer good deals, especially during low season. If you don't mind going with the flow, ask for walk-in rates. Stay in dorms or local homes to save even more. Still, lodging is where you'll spend most of your budget. Restaurants and shops often are a bargain. Local markets have cheap produce. Even the transportation is reasonable, with the exception of island hopping, which is pricey.